:root {
      --primary: #0B5E7E;
      --primary-dark: #084a64;
      --accent: #2C9A6E;
      --light-bg: #F8F9FC;
      --gray-text: #4a5568;
    }
    body {
      font-family: 'Inter', sans-serif;
      color: #1e2a3e;
      background: #ffffff;
      scroll-behavior: smooth;
    }
    h1, h2, h3, h4, .section-title h2 {
      font-family: 'Playfair Display', HelveticaNowMTText;
      font-weight: 600;
    }
    /* Header Transparent & Modern */
    .header-transparent {
      background: rgba(11, 94, 126, 0.92);
      backdrop-filter: blur(8px);
      box-shadow: 0 4px 20px rgba(0,0,0,0.05);
      transition: all 0.3s;
    }
    .navbar-brand-custom {
      font-weight: 700;
      font-size: 1.7rem;
      color: white !important;
      letter-spacing: -0.3px;
    }
    .navbar-nav .nav-link {
      color: rgba(255,255,255,0.9) !important;
      font-weight: 500;
      margin: 0 6px;
      transition: 0.2s;
    }
    .navbar-nav .nav-link:hover, .navbar-nav .nav-link.active {
      color: #FFE8C5 !important;
      transform: translateY(-1px);
    }
    /* Hero Carousel with stunning backgrounds */
    #hero {
      position: relative;
      overflow: hidden;
    }
    #hero .carousel-item {
      min-height: 85vh;
      background-size: cover;
      background-position: center 30%;
      position: relative;
    }
    /* overlay for better text readability */
    #hero .carousel-item::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      width: 100%;
      height: 100%;
      background: linear-gradient(135deg, rgba(0,0,0,0.55) 0%, rgba(0,0,0,0.4) 100%);
      z-index: 1;
    }
    .carousel-container {
      position: relative;
      z-index: 2;
      text-align: center;
      padding: 0 15px;
      max-width: 800px;
      margin: 0 auto;
    }
    .carousel-container h2 {
      font-size: 3.2rem;
      font-weight: 700;
      color: white;
      text-shadow: 0 2px 15px rgba(0,0,0,0.3);
    }
    .carousel-container h2 span {
      color: #FFE8C5;
      border-bottom: 3px solid #2C9A6E;
    }
    .carousel-container p {
      font-size: 1.2rem;
      color: rgba(255,255,255,0.95);
      max-width: 700px;
      margin: 1rem auto;
      text-shadow: 0 1px 4px rgba(0,0,0,0.2);
    }
    .btn-get-started {
      background: #084a64;
      color: white;
      padding: 12px 34px;
      border-radius: 40px;
      font-weight: 600;
      text-decoration: none;
      display: inline-block;
      transition: 0.3s;
      border: none;
      box-shadow: 0 5px 12px rgba(0,0,0,0.2);
    }
    .btn-get-started:hover {
      background: #084a64;
      transform: translateY(-3px);
      color: white;
    }
    .carousel-control-prev-icon, .carousel-control-next-icon {
      background-color: rgba(255,255,255,0.4);
      border-radius: 50%;
      padding: 20px;
      background-size: 60%;
      transition: 0.2s;
    }
    .carousel-control-prev-icon:hover, .carousel-control-next-icon:hover {
      background-color: #2C9A6E;
    }
    .carousel-indicators button {
      width: 12px;
      height: 12px;
      border-radius: 50%;
      margin: 0 6px;
      background-color: rgba(255,255,255,0.5);
    }
    .carousel-indicators button.active {
      background-color: #2C9A6E;
    }
    /* section titles */
    .section-title {
      text-align: center;
      margin-bottom: 3rem;
    }
    .section-title h2 {
      font-size: 2.5rem;
      color: #0B5E7E;
      display: inline-block;
      position: relative;
    }
    .section-title h2 u {
      text-decoration: none;
      border-bottom: 4px solid #2C9A6E;
      padding-bottom: 8px;
    }
    .icon-box {
      margin-bottom: 35px;
      padding-left: 70px;
      position: relative;
    }
    .icon-box .icon {
      position: absolute;
      left: 0;
      top: 0;
      font-size: 2rem;
      color: #2C9A6E;
    }
    .icon-box h4 a {
      font-weight: 700;
      color: #0B5E7E;
      text-decoration: none;
    }
    .why-us {
      background: var(--light-bg);
      padding: 70px 0;
      border-radius: 30px;
      margin: 40px 0;
    }
    .features .row {
      margin-bottom: 50px;
      align-items: center;
    }
    .features img {
      border-radius: 24px;
      box-shadow: 0 15px 35px rgba(0,0,0,0.1);
      width: 100%;
      transition: 0.4s;
    }
    .features img:hover {
      transform: scale(1.01);
    }
    .insurance-marquee {
      background: white;
      padding: 30px 0;
      overflow: hidden;
    }
    .marquee-track {
      display: flex;
      gap: 3rem;
      animation: scroll 25s linear infinite;
      width: max-content;
    }
    .marquee-track img {
      height: 70px;
      object-fit: contain;
      filter: grayscale(0%);
      transition: 0.2s;
    }
    @keyframes scroll {
      0% { transform: translateX(0); }
      100% { transform: translateX(-50%); }
    }
    .footer-custom {
      background: #0B2F3A;
      color: #ddd;
      padding: 35px 0 25px;
      margin-top: 60px;
    }
    .back-to-top {
      position: fixed;
      bottom: 25px;
      right: 25px;
      background: #2C9A6E;
      width: 45px;
      height: 45px;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      color: white;
      text-decoration: none;
      transition: 0.2s;
      z-index: 99;
    }
    .back-to-top:hover {
      background: #0B5E7E;
      color: white;
    }
    @media (max-width: 768px) {
      .carousel-container h2 { font-size: 2rem; }
      .section-title h2 { font-size: 1.9rem; }
      .icon-box { padding-left: 55px; }
      #hero .carousel-item { min-height: 70vh; background-position: center 20%; }
    }




/* Team card hover effect */
.team-section .card {
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.team-section .card:hover {
  transform: translateY(-8px);
  box-shadow: 0 20px 30px -12px rgba(0,0,0,0.2);
}
.team-section .card-img-top img {
  transition: transform 0.4s ease;
}
.team-section .card:hover .card-img-top img {
  transform: scale(1.05);
}



.transition-all {
  transition: all 0.3s ease;
}
.transition-all:hover {
  transform: translateY(-8px);
  box-shadow: 0 20px 30px -12px rgba(0,0,0,0.2);
}